Hashstack

DeFi lending today is largely over-collateralized, with borrowers posting collateral that exceeds the loan value by about 42%.

This creates a mismatch between need and loan and can drive borrowers toward higher APRs.

Hashstack provides permissionless under-collateralized loans of up to 300% of the borrower’s collateral, designed for personal and trading capital needs without added risk to liquidity providers, borrowers, or the protocol.