Affluent

Affluent is a TON-based asset management protocol focused on non-custodial earning, lending, and borrowing.

Its website and docs center the product around vaults, isolated markets, and Telegram-friendly access to strategies tied to assets such as USDT, TON, and tokenized gold.

Users can deposit into managed vaults for one-click yield or use the market layer to supply collateral and borrow, while strategy logic and risk controls stay onchain.