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Home/Stacks
/Stablecoin Neobank

Stablecoin Neobank

Build stablecoin accounts, wallets, cards, payouts and financial services.

13 components
HomeOverviewLegal and Compliance FoundationAuthenticationVirtual Bank AccountsWallet and CustodyFiat OnrampStablecoin and Settlement NetworkFX and ConversionOfframp and Bank PayoutsCard IssuingInternal LedgerFraud and Transaction MonitoringAccounting and ReconciliationNotifications and Operations

Stablecoin Neobank

Build stablecoin accounts, wallets, cards, payouts and financial services.

13

Components

Payments

Category

High

Complexity

Stablecoin Neobank illustration

Legal and Compliance Foundation

Establishes onboarding, sanctions and operating controls. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Legal and Compliance Foundation layer you expose the product to regulatory failure. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Persona logo

Persona

withpersona.com

Sumsub logo

Sumsub

sumsub.com

Sardine logo

Sardine

sardine.ai

Chainalysis logo

Chainalysis

chainalysis.com

TRM Labs logo

TRM Labs

trmlabs.com

Persona logo

Persona

withpersona.com

Sumsub logo

Sumsub

sumsub.com

Sardine logo

Sardine

sardine.ai

Chainalysis logo

Chainalysis

chainalysis.com

TRM Labs logo

TRM Labs

trmlabs.com

Authentication

Secures customer access. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Authentication layer you expose the product to account takeover. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Privy logo

Privy

privy.io

Dynamic logo

Dynamic

dynamic.xyz

Web3Auth logo

Web3Auth

web3auth.io

Privy logo

Privy

privy.io

Dynamic logo

Dynamic

dynamic.xyz

Web3Auth logo

Web3Auth

web3auth.io

Virtual Bank Accounts

Receives fiat into customer-named accounts. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Virtual Bank Accounts layer you expose the product to bank dependency. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Bridge logo

Bridge

withbridge.com

BVNK logo

BVNK

bvnk.com

Stripe Crypto logo

Stripe Crypto

stripe.com

Zero Hash logo

Zero Hash

zerohash.com

Bridge logo

Bridge

withbridge.com

BVNK logo

BVNK

bvnk.com

Stripe Crypto logo

Stripe Crypto

stripe.com

Zero Hash logo

Zero Hash

zerohash.com

Wallet and Custody

Stores and transfers customer stablecoins. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Wallet and Custody layer you expose the product to key compromise. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Privy logo

Privy

privy.io

Circle Wallets logo

Circle Wallets

circle.com

Turnkey logo

Turnkey

turnkey.com

Coinbase Developer Platform logo

Coinbase Developer Platform

coinbase.com

Dynamic logo

Dynamic

dynamic.xyz

Fireblocks logo

Fireblocks

fireblocks.com

Privy logo

Privy

privy.io

Circle Wallets logo

Circle Wallets

circle.com

Turnkey logo

Turnkey

turnkey.com

Coinbase Developer Platform logo

Coinbase Developer Platform

coinbase.com

Dynamic logo

Dynamic

dynamic.xyz

Fireblocks logo

Fireblocks

fireblocks.com

Fiat Onramp

Converts fiat into stablecoins. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Fiat Onramp layer you expose the product to payment failure. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Coinbase Onramp logo

Coinbase Onramp

coinbase.com

MoonPay logo

MoonPay

moonpay.com

Transak logo

Transak

transak.com

Banxa logo

Banxa

banxa.com

Ramp Network logo

Ramp Network

ramp.network

Stripe Crypto logo

Stripe Crypto

stripe.com

Coinbase Onramp logo

Coinbase Onramp

coinbase.com

MoonPay logo

MoonPay

moonpay.com

Transak logo

Transak

transak.com

Banxa logo

Banxa

banxa.com

Ramp Network logo

Ramp Network

ramp.network

Stripe Crypto logo

Stripe Crypto

stripe.com

Web3-Explorer Logo

Lancers Payments

AD

Launch payment rails and stablecoin products with secure architecture, resilient delivery, and better product execution across ledgers, payouts, and reconciliation.

Talk Payments
AD
Lancers Payments

Recommended for payment stacks

Lancers Payments

Launch payment rails and stablecoin products with secure architecture, resilient delivery, and better product execution across ledgers, payouts, and reconciliation.

Talk Payments

Stablecoin and Settlement Network

Moves value onchain. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Stablecoin and Settlement Network layer you expose the product to chain failure. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Circle logo

Circle

circle.com

Bridge logo

Bridge

withbridge.com

M0 logo

M0

m0.org

Ethereum logo

Ethereum

ethereum.org

Base logo

Base

base.org

Arbitrum logo

Arbitrum

arbitrum.io

Circle logo

Circle

circle.com

Bridge logo

Bridge

withbridge.com

M0 logo

M0

m0.org

Ethereum logo

Ethereum

ethereum.org

Base logo

Base

base.org

Arbitrum logo

Arbitrum

arbitrum.io

FX and Conversion

Converts currencies and stablecoins. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper FX and Conversion layer you expose the product to conversion loss. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Circle logo

Circle

circle.com

Bridge logo

Bridge

withbridge.com

BVNK logo

BVNK

bvnk.com

0x logo

0x

0x.org

Uniswap logo

Uniswap

uniswap.org

1inch logo

1inch

1inch.io

Circle logo

Circle

circle.com

Bridge logo

Bridge

withbridge.com

BVNK logo

BVNK

bvnk.com

0x logo

0x

0x.org

Uniswap logo

Uniswap

uniswap.org

1inch logo

1inch

1inch.io

Offramp and Bank Payouts

Pays users and beneficiaries in fiat. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Offramp and Bank Payouts layer you expose the product to failed payout. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Bridge logo

Bridge

withbridge.com

MoonPay logo

MoonPay

moonpay.com

Banxa logo

Banxa

banxa.com

Transak logo

Transak

transak.com

Ramp Network logo

Ramp Network

ramp.network

Circle logo

Circle

circle.com

Bridge logo

Bridge

withbridge.com

MoonPay logo

MoonPay

moonpay.com

Banxa logo

Banxa

banxa.com

Transak logo

Transak

transak.com

Ramp Network logo

Ramp Network

ramp.network

Circle logo

Circle

circle.com

Card Issuing

Enables card spending from balances. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Card Issuing layer you expose the product to card fraud. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Bridge logo

Bridge

withbridge.com

Lithic logo

Lithic

lithic.com

Stripe Crypto logo

Stripe Crypto

stripe.com

Marqeta logo

Marqeta

marqeta.com

Bridge logo

Bridge

withbridge.com

Lithic logo

Lithic

lithic.com

Stripe Crypto logo

Stripe Crypto

stripe.com

Marqeta logo

Marqeta

marqeta.com

Internal Ledger

Tracks balances and liabilities. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Internal Ledger layer you expose the product to balance mismatch. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Modern Treasury logo

Modern Treasury

moderntreasury.com

Formance logo

Formance

formance.com

TigerBeetle logo

TigerBeetle

tigerbeetle.com

Modern Treasury logo

Modern Treasury

moderntreasury.com

Formance logo

Formance

formance.com

TigerBeetle logo

TigerBeetle

tigerbeetle.com

Web3-Explorer Logo

Lancers Payments

AD

Build wallets, treasury tools, and payout systems with compliance-aware delivery, stronger backend execution, and integrations that hold up in production.

Build Fintech
AD
Lancers Payments

Recommended for payment stacks

Lancers Payments

Build wallets, treasury tools, and payout systems with compliance-aware delivery, stronger backend execution, and integrations that hold up in production.

Build Fintech

Fraud and Transaction Monitoring

Detects suspicious activity. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Fraud and Transaction Monitoring layer you expose the product to fraud losses. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Sardine logo

Sardine

sardine.ai

Blockaid logo

Blockaid

blockaid.io

Sumsub logo

Sumsub

sumsub.com

Chainalysis logo

Chainalysis

chainalysis.com

TRM Labs logo

TRM Labs

trmlabs.com

Sardine logo

Sardine

sardine.ai

Blockaid logo

Blockaid

blockaid.io

Sumsub logo

Sumsub

sumsub.com

Chainalysis logo

Chainalysis

chainalysis.com

TRM Labs logo

TRM Labs

trmlabs.com

Accounting and Reconciliation

Matches bank, chain and internal records. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Accounting and Reconciliation layer you expose the product to unexplained funds. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Modern Treasury logo

Modern Treasury

moderntreasury.com

Formance logo

Formance

formance.com

Modern Treasury logo

Modern Treasury

moderntreasury.com

Formance logo

Formance

formance.com

Notifications and Operations

Handles webhooks, support and exceptions. It anchors the Stablecoin Neobank stack so the layers above it stay reliable.

Why you need it

Without a proper Notifications and Operations layer you expose the product to silent failures. Handling it early keeps the whole stack secure, compliant and far easier to scale later on.

Popular solutions

Tenderly logo

Tenderly

tenderly.co

Forta logo

Forta

forta.org

OpenZeppelin Defender logo

OpenZeppelin Defender

openzeppelin.com

Tenderly logo

Tenderly

tenderly.co

Forta logo

Forta

forta.org

OpenZeppelin Defender logo

OpenZeppelin Defender

openzeppelin.com

Need help building this stack?

Talk to Lancers Technology

We help teams design and implement Web3 infrastructure stacks.

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