Blend

Neobanks and fintechs integrate Blend to give each of their users an on-chain account with screening, reporting and spending controls already built in.

Risk-rated yield runs on top of those accounts, with allocations spread across instruments such as Treasury bills, Aave and Morpho.

The whole thing arrives as one non-custodial SDK, and separate paths exist depending on whether the integrator performs KYC on its users.