Axal

Axal takes deposits in dollars, BTC or gold and lends them into on-chain markets, passing most of the interest back instead of keeping it as a bank would.

Current rates are around 7.6% on cash, with yield accruing every second and withdrawals open at any time.

Users can fund an account with Apple Pay, Google Pay, a card or one of over 500 banks, and the company is backed by a16z crypto and CMT Digital.