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Off-Ramp
A service that converts cryptocurrency to traditional fiat currency for withdrawal to a bank account.
Last Updated
2026-03-29
Related Concepts
What is Off-Ramp?
An off-ramp converts cryptocurrency back into fiat currency, serving as the exit point from the digital asset ecosystem into the traditional banking system.
How does Off-Ramp work?
- User connects their wallet to a licensed off-ramp provider.
- Selects the crypto to sell and the fiat currency to receive.
- Confirms the trade crypto is sent to the provider.
- The equivalent fiat is transferred to the user's linked bank account.
Why does Off-Ramp matter?
Without off-ramps, crypto earnings cannot be spent in the real world. Reliable exit points give users confidence that digital assets have real liquidity.
Key features of Off-Ramp
- Converts crypto to government-issued fiat
- Requires KYC/AML compliance
- Supports bank transfers, debit cards, and more
- Processing times range from minutes to several days
Examples of Off-Ramp
Coinbase lets users sell BTC for USD and withdraw instantly to a linked Visa card. Kraken supports off-ramps in 7 fiat currencies.
MoonPay integrates directly into non-custodial wallets for seamless exits.